In the world of finance, things move fast. If you...
Learn moreYour Home, Your Future, We Make It Possible.
Buying your first home in Adelaide, refinancing to save, or investing in property? At Boujee Home Loans, we cut through the confusion and find the loan that fits your life, not just your numbers.
Rated 5 by South Australian Families
FACE BEHIND BOUJEE
Committed To Offering Top-Notch Support
Prabhat Badal is an experienced mortgage broker based in Adelaide, South Australia, with a background specializing in hospitality and education & migration sectors. After spending years working in these industries, he is now dedicated to helping his clients find the right mortgage solutions from first home buyers to help people pay off their loans faster. Prabhat is well-regarded for his exceptional knowledge of the industry, strong work ethic, and commitment to providing excellent service.
Prabhat specializes in helping various types of clients in their first home or investment loan journey. He understands that the right loan isn’t solely determined by the lowest interest rate but also involves considering all loan features to reduce mortgage amounts and durations.
WHAT YOU FACE
Too Many Options, Hidden Fees, and Confusing Jargon?
At Boujee Home Loans, we make it simple. We compare lenders, handle the jargon, and negotiate the best deal for you. So you don’t just get a house, you get peace of mind.
First Home Buyer
Take the stress out of buying your first property. We’ll help you secure government grants, compare lenders, and guide you every step.
Investment Loans
Ready to grow your property portfolio in Adelaide? We’ll structure smart investment loans that maximize returns.
Cars and Personal Loans
Ready to grow your property portfolio in Adelaide? We’ll structure smart investment loans that maximize returns.
Refinancing
Already paying a mortgage? We can save your money. Refinancing could lower your repayments or shorten your loan term.
Constructions Loans
Building your dream home? Our construction loan solutions give you flexibility with staged payments during the build.
Business Loans
Building your dream home? Our construction loan solutions give you flexibility with staged payments during the build.
OUR SERVICES
Tailored Home Loans For Adelaide
Whether you’re buying your first home, refinancing, or investing, Boujee Home Loans offers personalized lending solutions designed for South Australians.
WHY US?
Home Loan Made Easy With Boujee
Whether you’re buying your first home, refinancing, or investing, Boujee Home Loans offers personalized lending solutions designed for South Australians.
Local Expertise
Adelaide-based brokers who understand the South Australian property market.
Bank- Beating Deals
We compare across 40+ lenders.
No Jargon, Just Clarify
We explain everything in plain English.
End-to- End Support
From application to settlement, we’re with you.
COMMUNITY SOLUTIONS
Need Loans For Staff or Community Programs?
We partner with local businesses in Adelaide to provide home loan education, workshops, and special lending packages for employees.
TESTIMONIAL
Stories From People Like You
I had an amazing experience with Prabhat from Bougjee Home Loans. His service was absolutely top-notch from start to finish. He made the entire mortgage process smooth, stress-free, and easy to understand. Prabhat was always available to answer my questions, kept me updated at every step, and genuinely cared about getting me the best outcome. His professionalism, dedication, and knowledge are unmatched.Highly recommend Prabhat if you’re looking for a mortgage broker who goes above and beyond!
It was a great pleasure meeting Prabhat ji. It was not just about the responsiveness during the loan process, but also the overall guidance that is essential when planning such an important step. His multi-faceted knowledge and willingness to guide us at every stage made our experience truly amazing.If you are in doubt about buying, have a chat with him—I bet you will thank me later.Thank you for your continuous support throughout the entire process.
Absolutely amazing experience with Boujee Home Loans! Prabhat went above and beyond to make our home loan journey effortless. His guidance, clear communication, and genuine care made all the difference. If you’re looking for a smooth, stress-free process, this is the place.
Incredible service from start to finish. Prabhat has excellent knowledge and expertise and provided consistent follow-ups throughout the loan process. Highly recommended.
BLOGS
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Learn moreBORROWING POWER CALCULATOR
How Much Can You Borrow In Adelaide?
COMMUNITY SOLUTIONS
Got Questions?
We Have Got Your Answer
What is the best home loan option for first-time buyers in Adelaide?
The best option depends on your deposit, income, and eligibility for SA Government grants. Boujee helps you compare across banks and lenders to maximise your savings.
How much deposit do I need to buy a house in South Australia?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Can I buy a home with no deposit in Adelaide?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
What suburbs in Adelaide do you service?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
Can I refinance my mortgage if I’m self-employed?
Yes! Boujee specialises in helping self-employed South Australians refinance with flexible documentation options.
How long does it take to get loan approval in Adelaide?
Pre-approval can take 1–5 business days. Full approval varies depending on the lender.
Can Boujee help with bad credit loans in Adelaide?
Yes, we work with lenders who offer solutions for clients with credit challenges.
Is Boujee Home Loans a bank?
No, we’re independent brokers — meaning we fight for the best deal for you, not the banks.
Do you charge broker fees?
No — our service is free. We’re paid by the lender, not you.
How do I use the Boujee loan calculator?
Enter your loan amount, interest rate, and term — the calculator shows your estimated repayments instantly.
COMMUNITY SOLUTIONS
Got Questions? We Have Got Your Answer
What is the best home loan option for first-time buyers in Adelaide?
The best option depends on your deposit, income, and eligibility for SA Government grants. Boujee helps you compare across banks and lenders to maximise your savings.
How much deposit do I need to buy a house in South Australia?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Can I buy a home with no deposit in Adelaide?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
What suburbs in Adelaide do you service?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
Ready To Own Your Home, Adelaide?
Whether it’s your first step or your next move, Boujee Home Loans is here to make it easier.