Your Home, Your Future, We Make It Possible.
Buying your first home in Adelaide, refinancing to save, or investing in property? At Boujee Home Loans, we cut through the confusion and find the loan that fits your life, not just your numbers.
Rated 5 by South Australian Families
FACE BEHIND BOUJEE
Committed To Offering Top-Notch Support
Prabhat Badal is an experienced mortgage broker based in Adelaide, South Australia, with a background specializing in hospitality and education & migration sectors. After spending years working in these industries, he is now dedicated to helping his clients find the right mortgage solutions from first home buyers to help people pay off their loans faster. Prabhat is well-regarded for his exceptional knowledge of the industry, strong work ethic, and commitment to providing excellent service.
Prabhat specializes in helping various types of clients in their first home or investment loan journey. He understands that the right loan isn’t solely determined by the lowest interest rate but also involves considering all loan features to reduce mortgage amounts and durations.
WHAT YOU FACE
Too Many Options, Hidden Fees, and Confusing Jargon?
 At Boujee Home Loans, we make it simple. We compare lenders, handle the jargon, and negotiate the best deal for you. So you don’t just get a house, you get peace of mind.
First Home Buyer
Take the stress out of buying your first property. We’ll help you secure government grants, compare lenders, and guide you every step.
Investment Loans
Ready to grow your property portfolio in Adelaide? We’ll structure smart investment loans that maximize returns.
Cars and Personal Loans
Ready to grow your property portfolio in Adelaide? We’ll structure smart investment loans that maximize returns.
Refinancing
Already paying a mortgage? We can save your money. Refinancing could lower your repayments or shorten your loan term.
Constructions Loans
Building your dream home? Our construction loan solutions give you flexibility with staged payments during the build.
Business Loans
Building your dream home? Our construction loan solutions give you flexibility with staged payments during the build.
OUR SERVICES
Tailored Home Loans For Adelaide
Whether you’re buying your first home, refinancing, or investing, Boujee Home Loans offers personalized lending solutions designed for South Australians.
WHY US?
Home Loan Made Easy With Boujee
Whether you’re buying your first home, refinancing, or investing, Boujee Home Loans offers personalized lending solutions designed for South Australians.
Adelaide-based brokers who understand the South Australian property market.
We compare across 40+ lenders.
We explain everything in plain English.
From application to settlement, we’re with you.
COMMUNITY SOLUTIONS
Need Loans For Staff or Community Programs?
We partner with local businesses in Adelaide to provide home loan education, workshops, and special lending packages for employees.
TESTIMONIAL
Stories From People Like You
COMMUNITY SOLUTIONS
Got Questions?
We Have Got Your Answer
What is the best home loan option for first-time buyers in Adelaide?
The best option depends on your deposit, income, and eligibility for SA Government grants. Boujee helps you compare across banks and lenders to maximise your savings.
How much deposit do I need to buy a house in South Australia?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Can I buy a home with no deposit in Adelaide?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
What suburbs in Adelaide do you service?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
Can I refinance my mortgage if I’m self-employed?
Yes! Boujee specialises in helping self-employed South Australians refinance with flexible documentation options.
How long does it take to get loan approval in Adelaide?
Pre-approval can take 1–5 business days. Full approval varies depending on the lender.
Can Boujee help with bad credit loans in Adelaide?
Yes, we work with lenders who offer solutions for clients with credit challenges.
Is Boujee Home Loans a bank?
No, we’re independent brokers — meaning we fight for the best deal for you, not the banks.
Do you charge broker fees?
No — our service is free. We’re paid by the lender, not you.
How do I use the Boujee loan calculator?
Enter your loan amount, interest rate, and term — the calculator shows your estimated repayments instantly.
COMMUNITY SOLUTIONS
Got Questions? We Have Got Your Answer
What is the best home loan option for first-time buyers in Adelaide?
The best option depends on your deposit, income, and eligibility for SA Government grants. Boujee helps you compare across banks and lenders to maximise your savings.
How much deposit do I need to buy a house in South Australia?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Can I buy a home with no deposit in Adelaide?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
What suburbs in Adelaide do you service?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
Ready To Own Your Home, Adelaide?
Whether it’s your first step or your next move, Boujee Home Loans is here to make it easier.