Your First Home In Adelaide Starts Here
Buying your first home is exciting, but it can also feel overwhelming. At Boujee Home Loans, we guide Adelaide locals through every step so you can move into your first place with confidence
FACE BEHIND BOUJEE
Committed To Offering Top-Notch Support
Prabhat Badal is an experienced mortgage broker based in Adelaide, South Australia, with a background specializing in hospitality and education & migration sectors. After spending years working in these industries, he is now dedicated to helping his clients find the right mortgage solutions from first home buyers to help people pay off their loans faster. Prabhat is well-regarded for his exceptional knowledge of the industry, strong work ethic, and commitment to providing excellent service.
Prabhat specializes in helping various types of clients in their first home or investment loan journey. He understands that the right loan isn’t solely determined by the lowest interest rate but also involves considering all loan features to reduce mortgage amounts and durations.
A local team that knows your suburbs.
Clear advice on the deposit you actually need.
Access to 40+ lenders, including local credit unions.
Expert help with SA’s First Home Grant & stamp duty.
WHY US
Why Choose Boujee For First Time?
We know the Adelaide market, the lenders, and the government incentives that make your first home more achievable.
OUR PROCESS
Made Simple For First- Timers
STEP 1
Friendly First Chat
We answer all your questions (no jargon).
STEP 2
Compare Your Options
We find lenders who support first-home buyers.
STEP 3
Government Grant Support
We help you apply for SA grants and concessions.
STEP 4
Loan Approval and Settlement
We handle the paperwork while you focus on house hunting.
TESTIMONIAL
Stories From People Like You
FAQ’s
Refinancing FAQs in Adelaide & South Australia
How much deposit do I need for a first home in Adelaide?
Many lenders accept as little as 5%, and with government schemes you may need even less. Boujee will help you explore the right options.
What grants or concessions are available for SA first-home buyers?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Can I get a first home loan if I don’t have a big deposit?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
 How do I know what I can afford for my first home?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
Do I need to be living in Adelaide to apply with Boujee?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
COMPLIANCE AND LEGAL
Important Terms and Conditions For Your Support
Loan Approval
Loan offers subject to eligibility and lender approval.
Comparison Rates
Comparison rates calculated on standard assumptions.
Financial Advice
This content is general in nature and not financial advice.
Turn Your Borrowing Power Into Real Home Loan
Use the calculator, check your eligibility, and let Boujee Home Loans handle the rest.