Refinance Your Home Loan in Adelaide Today
Save more on repayments, unlock equity for your goals, and secure your family’s lifestyle — with a local Adelaide team that understands South Australians.
FACE BEHIND BOUJEE
Committed To Offering Top-Notch Support
Prabhat Badal is an experienced mortgage broker based in Adelaide, South Australia, with a background specializing in hospitality and education & migration sectors. After spending years working in these industries, he is now dedicated to helping his clients find the right mortgage solutions from first home buyers to help people pay off their loans faster. Prabhat is well-regarded for his exceptional knowledge of the industry, strong work ethic, and commitment to providing excellent service.
Prabhat specializes in helping various types of clients in their first home or investment loan journey. He understands that the right loan isn’t solely determined by the lowest interest rate but also involves considering all loan features to reduce mortgage amounts and durations.
WHY CHOOSE US
WHY Boujee Home Loans
Lower monthly repayments so you can enjoy more of Adelaide life.
Access equity to renovate your Plympton home, invest in a rental, or fund your kids’ future.
Consolidate debts into one simple payment to free up cash flow.
Pay off your loan faster and save thousands in interest.
BORROWING POWER CALCULATOR
How Much Can You Borrow In Adelaide?
OUR PROCESS
Made Simple For First- Timers
STEP 1
Quick Chat
Speak with a Boujee refinancing specialist (no jargon, no pressure).
STEP 2
Compare Lenders
We analyse over 40+ banks and credit unions across South Australia.
STEP 3
Apply and Settle
We handle the paperwork while you focus on life.
TESTIMONIAL
South Australian Who Refinance With Boujee
FAQ’s
Refinancing FAQs in Adelaide & South Australia
How long does refinancing take in South Australia?
Most refinances in Adelaide take 2–4 weeks, depending on your lender and paperwork. Boujee handles the process so you don’t get stuck waiting.
Can I refinance if I live in a specific suburb like Glenelg or Mawson Lakes?
Typically, you’ll need 5–20% deposit. But some Adelaide lenders offer low-deposit loans or options with LMI (Lenders Mortgage Insurance).
Is refinancing worth it with SA-based lenders like People’s Choice, Credit Union SA, or Bendigo Bank?
It’s rare, but certain guarantor loans or government schemes can make this possible. We’ll explain if you qualify.
Will refinancing affect my credit score?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
How do I know if refinancing is right for me?
We help clients across Adelaide: Glenelg, South Plympton, Marion, Prospect, Mawson Lakes, and beyond.
COMPLIANCE AND LEGAL
Important Terms and Conditions For Your Support
Loan Approval
Loan offers subject to eligibility and lender approval.
Comparison Rates
Comparison rates calculated on standard assumptions.
Financial Advice
This content is general in nature and not financial advice.
Turn Your Borrowing Power Into Real Home Loan
Use the calculator, check your eligibility, and let Boujee Home Loans handle the rest.